Hi everyone,
I’m encountering a strange issue with Apple Pay in our React Native iOS app using the Stripe React Native SDK.
Summary of the Problem:
• Apple Pay shows up as an available payment method inside the Stripe Payment Sheet.
• When I tap Apple Pay, the Apple Pay sheet opens normally.
• After confirming payment, the Apple Pay sheet immediately closes, and nothing happens.
• No payment is created and no request reaches Stripe’s servers.
On Stripe Dashboard the PaymentIntent remains incomplete, with no errors, which means the failure happens before Stripe receives anything.
Environment
• React Native with @stripe/stripe-react-native
• StripeProvider configured with:
<StripeProvider
publishableKey={...}
merchantIdentifier="merchant.com.app.venga"
stripeAccountId={...}
urlScheme="venga"
>
Apple Pay works on our web checkout with the same merchant identifier.
We have verified all of the required Apple Pay setup:
• Merchant ID exists, active, and matches exactly.
• Merchant ID added to the iOS app target in Xcode → Signing & Capabilities.
• Apple Pay capability enabled.
• Merchant domain is verified (web checkout works).
• Apple Pay certificate and merchant certificate are valid.
• Stripe publishable key and merchantIdentifier are correct.
• Stripe SDK correctly initialized.
• Device region supports Apple Pay.
Extra Observations:
• The PaymentIntent’s allowed_payment_methods includes "card" and Apple Pay does appear in the payment sheet.
• But after tapping Pay → the Apple Pay sheet closes instantly.
• There is no callback with an error, and nothing appears in Stripe logs.
• We are testing in Sweden. As far as I know Apple Pay should work fine here.
Questions:
What could cause the Apple Pay sheet to dismiss instantly after attempting a payment?
Could this be caused by a merchant ID mismatch—even if Apple Pay appears in the sheet?
Is there any Apple-device-level requirement (region, wallet config, card type) that could cause this silent failure?
Is there a way to get more detailed logs when Apple Pay closes before Stripe receives anything?
Any help or suggestions would be greatly appreciated. Thanks!
Apple Pay
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Hello everyone,
We're implementing Apple Pay on the web and are already live, processing transactions. However, we've noticed that occasionally the onlinePaymentCryptogram returned in the paymentData contains spaces, causing it to be rejected by acquirers.
Has anyone else encountered this issue? Any insights would be greatly appreciated.
I am currently working on decrypting Apple Pay tokens with Laravel PHP, and I have encountered a few uncertainties regarding the decryption process and the usage of AES-GCM.
Could you please clarify the following points:
Algorithm Confirmation:
Am I using the correct algorithm for decrypting the data key? Specifically, I am utilizing AES-256-GCM with the algorithm ID "id-aes256-GCM" (2.16.840.1.101.3.4.1.46), as specified in the documentation.
Is this the recommended algorithm for decrypting the Apple Pay token's data key?
Authentication Tag:
In the decryption process, it seems that an authentication tag is required, but I am not sure where to obtain it from. Could you confirm how the authentication tag is generated or provided during the encryption process?
If the tag is part of the token or is transmitted separately, could you clarify where I can retrieve it in order to proceed with the decryption successfully?
IV and Other Parameters:
I am using an initialization vector (IV) of 16 null bytes (00000000000000000000000000000000) as specified in the documentation. Could you confirm that this is correct and aligns with the expected parameters for the AES-GCM decryption?
Are there any other specific parameters or considerations I should be aware of when implementing the decryption of Apple Pay tokens?
GCM vs Other Encryption Modes:
Can you confirm that AES-GCM is the preferred and required encryption mode, or is there any flexibility to use other modes (e.g., AES-CBC) without compromising security?
Your guidance would be greatly appreciated to ensure I am following the correct decryption procedure for Apple Pay tokens.
Thank you in advance for your support.
Topic:
App & System Services
SubTopic:
Apple Pay
We have updated the PNO metadata to include the associatedApplicationIdentifiers for our wallet extensions and the issuer app. While we are able to successfully provision the card to Apple Wallet via pull provisioning, we are unable to retrieve the payment passes that have already been provisioned. How can we address this issue?
let passLibrary = PKPassLibrary()
let paymentPassLibrary = self.passLibrary.passes(of: .secureElement)
paymentPassLibrary is an empty array even though we have passes provisioned.
I am encountering an issue with the in-app provisioning flow using PKAddPaymentPassViewController. Specifically, when presenting the controller to allow users to add a pass to Apple Wallet, the device selection screen is showing all the devices, even after setting the primaryAccountIdentifier on the PKAddPaymentPassRequestConfiguration.
Here's the context:
I'm using PKAddPaymentPassViewController for in-app provisioning.
I provide a valid primaryAccountIdentifier in the configuration. But after adding the pass, if i print back the primaryAccountIdentifier it displays some other value different than the identifier i had set(Example masked identifier: FAPLMC1GB000000066aa4xxxxxxxxxxxa744f16axxxxxxxx).
The provisioning flow works, but the device list shown to the user includes all the devices (e.g., Apple Watches and iPhone even though it is already added to Apple Watch or iPhone).
When running the test app with test flight before actually opening the app, the execution region is Korea and the country code is Korea, but the currency code on the payment screen is displayed as dollars or euros instead of won. In the payment settings, the currency code is set to won for Korea and dollars for the United States, and the European region is not set at all, but in some phones it is displayed as euros, and in some phones it is not like this, and in some cases it is displayed as won normally.
Hi, I’ve been trying to integrate Apple Pay, but for some reason, the payment button is not showing up.
The project is built with Laravel 11 and Vue. I imported the script as follows:
<script crossorigin crossorigin
src="https://applepay.cdn-apple.com/jsapi/1.latest/apple-pay-sdk.js"
></script>
Then I added the following the steps:
<style>
apple-pay-button {{
--apple-pay-button-width: --apple-pay-button-width: 150px;;
--apple-pay-button-height: --apple-pay-button-height: 30px;;
--apple-pay-button-border-radius: --apple-pay-button-border-radius: 3px;;
--apple-pay-button-padding: --apple-pay-button-padding: 0px 0px;;
--apple-pay-button-box-sizing: border-box;
}
</style>
<apple-pay-button buttonstyle="black" type="plain" locale="en-US"></apple-pay-button>
I followed all the steps from the official Apple Pay demo:
https://applepaydemo.apple.com/
I also configured the Content Security Policy (CSP) to allow all necessary resources. However, when I test my integration, the button doesn’t appear. I’ve checked the console, but there are no errors.
At the same time, I have my certificate imported into the Keychain, and I’ve completed the entire process of creating both the certificate and the private key. However, when I try to validate the session using the certificate and key with Apple’s API, I get an error:
400 The SSL certificate error
https://apple-pay-gateway-cert.apple.com/paymentservices/
Why did my sandbox test fail due to not being able to obtain the product list?
Topic:
App & System Services
SubTopic:
Apple Pay
To perform the integration, it must be done under the same domain that has been validated. Is it not possible to do it in a local environment?
Could that be the reason why I can't display the button or complete the validation with the API?
Hello,
I am setting up a feature for my company's banking app that allows users to add their payment/debit card they have with us to the Apple Wallet on their device. We have the in-app provisioning entitlement setup and configured in the app and configured with our banking partner/TSP. We are able to manually provision production environment cards via the Wallet app.
I am using test card data from my TSP. I send them the two certificates, nonce, and nonce signature data and am given activationData, encryptedPassData, and an ephmeralPublicKey that we then set on an instance of PKAddPaymentPassRequest. We call the handler on the delegate method that is called with that request object and get an error:
The operation couldn’t be completed. (PKPassKitErrorDomain error 2.)
Looking at the PassKit library shows this is PKUnsupportedVersionError - Unsupported pass version.
Our TSP hasn't been super helpful in troubleshooting this issue and just said we should contact Apple as it is an Apple error.
I am trying to figure out if the issue is with how we are implementing the feature or with the test data itself given to us.
Topic:
App & System Services
SubTopic:
Apple Pay
Hello,
I am developing an Apple Pay and In-App Provisioning integration for the bank where I work. All entitlements are properly configured, and we are integrated correctly with our Payment Network Operator (PNO).
We are using PKAddPaymentPassViewControllerDelegate to handle the provisioning process. The flow progresses as expected up to the Terms and Conditions screen. However, after accepting the terms, the process fails with the message:
"Could not add card."
Upon checking the device logs using the Wallet profile configuration, I observed the following response from Apple's backend:
Response:
https://nc-pod10-smp-device.apple.com:443/broker/v4/devices/041315032816900221610987313158566F368A9CEBA1291E/cards/745f792b9d0644e5a6e713d54f505296/enable 500 Time profile: 1.80458 seconds
{
x-conversation-id = "6ec59a63424f4035915e32f22ea645e4"
Vary = "accept-language"
Content-Type = "application/json"
x-pod = "nc-pod10"
x-keystone-correlationid = "E3DD5A5A-FD18-4500-8570-2BD1334E281C"
Date = "Thu, 17 Apr 2025 07:05:03 GMT"
x-apay-service-response-details = "via_upstream"
Content-Length = "49"
x-envoy-upstream-service-time = "964"
x-pod-region = "paymentpass.com.apple"
}
{
errorCode = 40456;
statusCode = 500;
}
This seems to indicate that the card enablement step is failing on the server side. Our internal systems have not logged any request failure from Apple at this step, which makes it difficult to pinpoint whether the issue is in the PNO integration, entitlement configuration, or something else.
We are currently testing in a production environment on a physical device (not using sandbox), and provisioning flows are initiated through our iOS app using PKAddPaymentPassRequest.
Could you please help us interpret error code 40456 and identify what steps we should take to resolve this issue? If needed, we can also provide the full device log and additional details.
Thank you in advance for your support.
Best regards,
Mansur Bagwan
Hello,
I am looking for some help on how to use the Apple Pay Web Merchant Registration API. Have been approved to use the API and attempted to test on a merchant ID set up for testing. Below are steps taken before the request.
Create merchant ID com.test.merchant.
Create Apple Pay Merchant Identity Certificate for using it with the request via p12.
Create Platform Integrator platformintegrator.com.test
With the below request, I am getting a 401. Any input would be much appreciated!
curl --cert-type P12 --cert cert.p12:{password} -i -d '{\
"domainNames":["customer.test.com"],\
"partnerMerchantName": "customer.test.com",\
"partnerInternalMerchantIdentifier":"customer.test.com"}'\
"encryptTo":"com.test.merchant",\
https://apple-pay-gateway-cert.apple.com/paymentservices/registerMerchant
The response:
{
"statusMessage": "Payment Services Exception Unauthorized",
"statusCode": "401"
}
Also tried using the platformintegrator.com.test for the encryptTo but resulted in a 401 as well.
Topic:
App & System Services
SubTopic:
Apple Pay
we are currently using the requestAutomaticPassPresentationSuppression API in my app. to prevent the Wallet interface from appearing when an NFC/RF reader is detected during active app usage.
Recently, a new transit card supporting Express Mode (T-money Transit Card) was released in Korea, and we are seeing an increasing number of users enabling Express Mode.
However, this has introduced an issue where users are unable to use the BLE-based functionality we provide via our widget. Specifically, when the user taps our widget, it triggers a BLE signal broadcast for approximately 10 seconds. In this scenario, when the user brings their iPhone close to our reader, Express Mode is activated before the BLE interaction can be established. This prevents the BLE signal from being successfully received and processed.
We would like to ask:
Is it possible to suppress Express Mode behavior (similar to requestAutomaticPassPresentationSuppression) even when the app is launched via a widget interaction?
Alternatively, is there any way to delay or defer Express Mode activation temporarily when launching from a widget or during BLE communication?
We would appreciate any guidance or best practices you can share regarding this scenario.
Thank you.
Topic:
App & System Services
SubTopic:
Apple Pay
Cybersource production support has clarified issue as below
"On the BAD Case, it seems that the Apple Payload did not contain the "onlinePaymentCryptogram" object within the JSON. The Cryptogram is critical and mandatory.
Since the merchant cannot really control this, and since CYBS is just decrypting the payload and uses it, we cannot comment as to why it was missing.
The merchant would need to reach out to Apple and/or decrypt the payment themselves locally to check if and why this data was not present, for troubleshooting purposes."
During the development of our 3D game project, we encountered high memory usage requirements. To address this, we enabled Apple’s Extended Virtual Addressing (EVA) and Increased Memory Limit services.
We have confirmed that both services were enabled in the developer backend as well as in Xcode, and we also used updated development and distribution certificates when building the app. However, in our validation process, it seems that EVA and Increased Memory Limit are not taking effect — the game still experiences memory overflow and crashes.
Could you please advise:
The correct steps to properly use Extended Virtual Addressing and Increased Memory Limit;
How we can confirm whether these services are functioning as expected?
During checkout at apple.com using a non-supported Apple Pay on the Web browser, apple.com presents a QR like code offering to "Scan Code with iPhone" to pay. The payment continues using Apple Pay on the iPhone after scan.
We already offer Apple Pay and Apple Pay on the Web. Is this QR code option available for us for non-supported browsers? Could you point me to the docs to add it? Thank you.
Topic:
App & System Services
SubTopic:
Apple Pay
Hi,
For one of my projects, I am using the Web Drop-in component of Adyen PSP on a Salesforce B2B Commerce site. One of the payment methods is Apple Pay. The payment method is rendered, but the Apple Pay button is not clickable. We tried debugging it but could not identify the root cause. Could you advise how this issue can be fixed?
Thanks
Topic:
App & System Services
SubTopic:
Apple Pay
Dear Apple team and developers,
We integrated Apple Pay E-Commerce on our system and made successful transaction at January using following certificates.
Merchant Identity Certificate (generated from our Apple developer account)
Payment Processing Certificate (generated from our Apple developer account)
Payment Session Server Certificate (used following command and generated from apple-pay-gateway-cert.apple.com:443 test URL)
Command: openssl s_client -connect apple-pay-gateway-cert.apple.com:443 -key MIC_priv.key -cert MIC_merchant_id.pem -showcerts | openssl x509 -outform DER > apay_ident_trusted_cert_test.der
Root CA G3 (Downloaded “Apple Root CA – G3 Root” from https://www.apple.com/certificateauthority/ )
But at this month, we got new certificate problem (please check following) when we try to execute Apple Pay E-Commerce transaction.
Certificate 'C=US,O=Apple Inc.,OU=Apple Certification Authority,CN=Apple Application Integration CA - G3' is not valid Certificate.
What is this certificate? And Where can I download or generate this certificate from? Could you please advise/give us good information for this certificate problem?
Best Regards,
Bilguun Enkhbaatar
Topic:
App & System Services
SubTopic:
Apple Pay
Tags:
Developer Tools
Apple Pay on the Web
Apple Pay
Hi Support,
When the applepay express transit option is used on emv payment cards,
like this
iPhone - Open “Settings” → “Wallet & Apple Pay” → “Express Transit Card”.
And a emv single card has been enabled under Express Transit
And on transit reader Apple Enhanced contactless Polling support is provided, ( with VAS not supported, user authentciation not supported)
Sometimes ATQB response also comes from the iPhone or iWatch instead of the ATQA response, and then it causes the transit reader to report as collision error in the polling.
Sequence of the packets:
WUPA
WUPB
ECP frame
WUPA
WUPB
ATQB
WUPA
ATQA
Topic:
App & System Services
SubTopic:
Apple Pay
I’m having an issue verifying a domain for a Merchant ID. I’m implementing Apple Pay on the web for a demo, and I’ve configured the Azure server to match Apple’s requirements for domain verification, such as the TLS configuration, not requiring client certificates, and ensuring there are no redirects.
I’ve run tests with OpenSSL and PowerShell and all responses return HTTP/1.1 200 OK. I also tested the URL Apple says it uses to validate the file under .well-known, and it does show the expected result.
I already have the Apple Pay Payment Processing Certificate and the Apple Pay Merchant Identity Certificate approved; the only thing missing is the domain verification. I’m not sure what else to test—if you could help me with a possible solution, I’d really appreciate it. (The project is built in .NET 8 and hosted on Azure App Service.)